The future of financial security is digital


Mercer’s Healthy, Wealthy and Work-Wise: The New Imperatives for Financial Security examines the forces profoundly impacting how people live, work and save. Healthy, Wealthy and Work-Wise is Mercer’s initiative that equips all decision makers – governments, employers and individuals – with the insights, data and technology-driven solutions needed to create personalized plans and benefits to meet all employee’s needs. Download the global and country research reports to see where financial security risks are the greatest.


We have been exploring the role technology can play in boosting savings. Our latest paper, Technology: Driving a Revolution in Financial Fitness, examines why smart companies are using technology to deliver an employee experience that empowers the workforce and improves the physical and financial well-being of individual employees and their families.

Take a deeper look at how

 technology impacts

 financial security in

 our newest paper

Online financial tools are flourishing


  • 85% of adults are interested in online financial tools
  • Two-thirds are comfortable managing their savings using mobile banking, online tools or smart apps compared to only 36% being comfortable with robo-advisors.
  • People want do-it-yourself technology tools that are easy-to-use, secure and personalized that empower them to make their own decisions.
  • 79% trust their employers to deliver sound advice on planning, saving and investing.

Thomsons research shows that

 organizations with a mature

 global benefits strategy are twice as

 likely to have already implemented

 wellbeing programs globally.


But are they offering what

 employees really want?

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but with better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money  to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important

See how your country stacks up. 

Take the quiz to find out.

How Mercer Can Help


The stress of financial security is impacting all countries, organizations and people and is the next global crisis. Leaders need to work together to ensure financial security does not become the next generation’s burden and the time to cultivate financial security is now.


Mercer’s retirement, investment and financial wellness programs help employees take action and reduce financial worries while employers increase workforce engagement and productivity.

Please provide your details to receive our global research or to contact us.

Download the report

*Required Fields